Before accepting a job offer or travelling to Singapore, make sure you carefully review the important employment terms in your IPA (In-Principle Approval) or Employment Contract.
Here are some key details every worker should check:
🏠 Housing
✔ Housing Provided – Yes or No
✔ If provided, check whether there are any deductions
⏰ Working Hours
✔ Normal Hours of Work per Week (excluding breaks)
✔ Number of Working Days per Week
💰 Overtime & Special Day Pay
✔ Rate of Pay for Overtime Work
✔ Daily Basic Rate for Work on Rest Day / Public Holiday
📊 Salary Information
✔ Monthly Salary (after deductions)
✔ Basic Monthly Salary
✔ Fixed Monthly Allowances
🧾 Monthly Deductions
✔ Housing / Amenities / Services Deduction
✔ Other Monthly Deductions (if any)
✅ Tip: Always read your IPA or employment contract carefully before agreeing to the job. Understanding these details helps you avoid misunderstandings about salary and working conditions.
📊 Formulas Used for IPA Salary Fields
⏱ Per Hour Rate
Per Hour Rate = (Basic Monthly Salary × 12) ÷ (44 hours × 52 weeks)
⏰ Overtime Rate
Overtime Rate = 1.5 × Per Hour Rate
(Overtime in Singapore is paid at 1.5 times the hourly basic rate.)
📅 Daily Basic Rate (Rest Day / Public Holiday)
Daily Basic Rate = (Basic Monthly Salary × 12) ÷ (Number of Working Days per Week × 52 weeks)
💰 Monthly Salary
Monthly Salary = Basic Monthly Salary + Fixed Monthly Allowances − Monthly Deductions
📌 Note: The overtime rate and daily basic rate shown in the IPA are calculated based on the worker’s Basic Monthly Salary using MOM salary formulas.