Many migrant workers in Singapore work hard to support their families and build a better future. However, some workers unknowingly make serious mistakes that can lead to legal problems, loss of employment, and even deportation.
One of the most dangerous mistakes is sharing ATM cards, bank accounts, PIN numbers, or OTPs (One-Time Passwords) with friends or other people.
Why Is This Dangerous?
There are two common situations where workers make this mistake:
1. Other People Requesting Your ATM Card or Bank Account
Some individuals may request to borrow your ATM card or bank account for reasons such as:
- Receiving money temporarily
- Helping with transfers
- Online transactions
- “Easy money” opportunities
Even if the request comes from a friend, your bank account could later be used for illegal activities such as scams, money laundering, or fraudulent transactions.
2. Workers Giving Their ATM Card & PIN to Others to Withdraw Money
Some workers themselves hand over their ATM card and PIN number to another worker or friend to withdraw salary or cash on their behalf.
Many people think this is harmless, especially when they are busy, overseas, or unable to go to the ATM personally. However, this is also very risky because once you share your ATM card and PIN, you lose control over your bank account.
The other person may:
- Withdraw more money than agreed
- Use your account for suspicious transactions
- Share your banking details with others
- Misuse your account without your knowledge
In Singapore, the owner of the bank account is responsible for activities linked to that account.
Possible Consequences
If your ATM card or bank account is misused, you may face:
🚔 Police Investigation
Authorities may investigate your involvement if suspicious transactions are detected.
❌ Bank Account Suspension
Your bank account can be frozen or permanently closed.
📄 Work Permit Issues
Your work permit may be affected during investigations.
✈️ Deportation from Singapore
Serious cases can result in cancellation of your work permit and deportation.
Important Safety Tips for Migrant Workers
To protect yourself and your future in Singapore:
✅ Never give your ATM card to anyone
✅ Never share your PIN number or OTP
✅ Do not share internet banking passwords
✅ Avoid “easy money” schemes
✅ Reject suspicious money transfer requests
✅ Do not ask others to withdraw money using your ATM card
✅ Immediately report suspicious activities to the bank or authorities
Protect Your Future
A small mistake can create serious legal consequences. Always remember:
🔒 Your ATM card and bank account are your personal responsibility.
Protect yourself, your job, and your future by staying alert and avoiding risky situations.
Share this awareness with your friends and co-workers so that more workers can stay safe in Singapore.